Payment Gateway (PSP)
ALL PAYMENT METHODS.
ONE PARTNER.
Maximum reach through all relevant payment methods from a single source. Independently licensed. True omnichannel.
99.99%
Platform Uptime
30+
Payment methods
< 250ms
Routing latency
Level 1
PCI-DSS & BaFin
User Journey
THREE STEPS. MAXIMUM REACH.
Step / 01
Smart Checkout
At checkout, the customer chooses their preferred method from a dynamically optimized portfolio (credit card, SEPA, wallets, DCB, installment purchase).
Step / 02
AI-Driven Risk Check
Kanzaroo routes and authorizes payments in the background, performs intelligent risk assessments, and blocks fraud in real time—seamlessly for the buyer.
Step / 03
Instant Settlement
Your purchase is secure. Your dashboard reflects the transaction in real time, while our clearing system ensures ultra-fast liquidity flows.
For merchants
MORE DEALS.
360° Payment Services
All relevant payment methods (credit cards, SEPA, wallets, installment purchase) from a single source with flexible pricing.
True Multi-Channel
Seamless processing across e-commerce, mobile, POS terminals, call centers (MOTO), and pay links.
Regulated Security
BaFin-licensed infrastructure with integrated fraud protection, credit checks, and receivables management.
For consumers
FEWER HURDLES.
Preferred payment method
Maximum payment flexibility – from credit card and Apple Pay to SEPA or installment purchase.
Familiar surroundings
Fast and secure checkout with no complicated detours for maximum confidence at checkout.
Omnichannel convenience
A consistent, seamless payment experience – whether online, via smartphone, or directly at the POS terminal.
Integration
FAST GO-LIVE. MAXIMUM FLEXIBILITY.
PLUG & PLAY
KM Managed Checkout & Plugins
Ready-to-use plug-ins for all popular shop systems and hosted checkout windows. Minimal integration time with fully outsourced PCI-DSS compliance.
API FIRST
PSP Direct Gateway
Powerful REST API for seamlessly embedded checkouts. Complete control over design, branding, and every step of the user journey.
Use Cases
BUILT FOR EVERY CHANNEL.
From online shops to the point of sale: A flexible payment infrastructure for all popular payment methods and sales channels.
Security is not an add-on.
BaFin-regulated as a payment institution under the ZAG. GDPR, PSD2, and SCA compliant.
REG. NO. 123129 / INTERNETQ GMBH
With InternetQ, we have had a steady and reliable partner for around 20 years, with whom we have successfully completed many joint projects. The InternetQ team consistently impresses with result-oriented, creative, "out-of-the-box" solutions. We greatly value this long-standing partnership and look forward to working on more projects together.
Thorsten Weller
Managing Director & Shareholder
,
big20 GmbH
Technical specifications.
Interface & Auth
RESTful API & Hosted Pages
Modular SDKs and iFrame solutions with tokenized data transfer and idempotent endpoints.
Security & Routing
PCI-DSS Level 1 & 3DS 2.2
Certified card processing with integrated smart routing and automated fraud prevention.
Processing & Staging
Multi-Acquirer Staging
Fail-safe sandbox with simulated acquirer responses, chargeback events, and fallback routes.
Settlement & Law
BaFin-compliant clearing
Escrow management on segregated accounts with consolidated payouts and reporting.